Pipes Network Clog Death is more universal than life; everyone dies but not everyone lives.

Bank Overdraft fees

How dumb are people these days? I hear more stories from my wife about people having thousands of dollars in bank account over-draft fees than I can even count. Its really not that difficult. If you have a bank account, you have a set amount of money in it available to you (just like if you have a fistful of cash). If you use more than that amount, you have over-drafted your account and will get charged. Its simple addition and subtraction, add the credits and subtract the debits. The funny thing is, people think the bank is screwing them. Granted, the fees may be high, BUT YOU CANNOT SPEND MONEY YOU DON'T HAVE! Get a credit card if you want to charge up a storm without money behind it.

I saw articles like this in the last few days that made me think about this:
Debit cards fuel overdraft outrages