April 22, 2005
Auto Insurance
How stupid are people? The NAACP is complaining that Detroit's auto insurance rates are too high. They have reason to complain, since Detroit is 6 times the national average and if you live in zip code 48123 you have the highest auto insurance premium on the planet. That being said, what does the NAACP expect insurance companies to do? They say that premiums should be based off of driving records and not where you live. That is retarded. Do you really think insurance companies are going to give the same premium to two people with the exact same driving record if one lives in a cornfield in Iowa compared to downtown Detroit? Think about it. They'd have to raise everyone's rates to account for the increased cost of insuring Detroit drivers for less, which would make millions of people complain instead of just thousands.
If the NAACP really wants insurance companies to lower premiums in Detroit, then they need to get people to stop stealing frickin cars.
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Comments
Did you pick "cornfield in Iowa" for a reason? Coincidentally, my insurance rate here is about 1/2 of what it was in Ohio. It's nice...but all too soon, I'll be moving, and I'm sure I'll get hit with higher rates again.
Posted by: Andrea | April 27, 2005 9:26 PM
I think you hit the nail on the head by asking "how stupid are people?" Some people can't always see the big picture.
I'd be pretty upset if I had to pay more on my premium because of the morons up there. I already got the moron department completly under control on my own. 3 tickets and a sporty car don't favor the old checkbook too well.
Just think 25 is right around the corner! (...that's scary)
later,
dut
Posted by: Dut | April 25, 2005 11:36 PM